What is Personal Accident Insurance?
- We cover permanent disability as a result of the accident (The extent of disability will be determined by the doctor)
- We will make a cash payment up to the provided limit, upon admission to hospital
- Cover temporary total disability resulting in loss of income
- Pay for medical expenses as a result of an accident
- Purchase of artificial appliances such as crutches
- Payment of a final benefit for purposes of organizing funeral expenses.
_3.jpg "Personal Accident (MaxPac)")
The proposer sitting/speaking with an agent chooses the desired cover, the agent runs a quotation in relation to the sum assured client desires or the amount of premium they want to save. The proposer in the presence of the agent then completes the application/proposal form and provides the required documentation (new business requirements). The agent then submits the application to Branch Support Officers who capture the client's information in the system to kickstart the new business process.
_2.jpg "Personal Accident (MaxPac)")
We’ve arranged some options for you below
Option A
Option B
Option C
Option D
Option E
Option F
Option G
Option H
Option I
Your Premium
KES 1,282
KES 1,773
KES 2,682
KES 3,591
KES 5,605
KES 9,407
KES 13,144
KES 20,180
KES 25,228
Accidental Death
250,000
500,000
800,000
1,000,000
2,000,000
3,000,000
5,000,000
8,000,000
10,000,000
Permanent Total Disability
250,000
500,000
800,000
1,000,000
2,000,000
3,000,000
5,000,000
8,000,000
10,000,000
Temporary Total Disability
1,500
8,000
8,000
10,000
12,500
15,000
30,000
40,000
50,000
Hospital Cash
500
1,500
1,500
2,000
3,000
5,000
7,000
10,000
12,000
Artificial Appliances
1,500
15,000
15,000
20,000
25,000
30,000
35,000
40,000
50,000
Medical Expenses
50,000
100,000
100,000
150,000
200,000
250,000
500,000
800,000
1,000,000
Funeral Expenses
10,000
60,000
60,000
70,000
80,000
90,000
100,000
120,000
150,000
Option A
Option B
Option C
Option D
Option E
Option F
Option G
Option H
Option I
Your Premium
KES 1,282
Accidental Death
250,000
Permanent Total Disability
250,000
Temporary Total Disability
1,500
Hospital Cash
500
Artificial Appliances
1,500
Medical Expenses
50,000
Funeral Expenses
10,000
Your Premium
KES 1,773
Accidental Death
500,000
Permanent Total Disability
500,000
Temporary Total Disability
8,000
Hospital Cash
1,500
Artificial Appliances
15,000
Medical Expenses
100,000
Funeral Expenses
60,000
Your Premium
KES 2,682
Accidental Death
800,000
Permanent Total Disability
800,000
Temporary Total Disability
8,000
Hospital Cash
2,000
Artificial Appliances
15,000
Medical Expenses
100,000
Funeral Expenses
60,000
Your Premium
KES 3,591
Accidental Death
1,000,000
Permanent Total Disability
1,000,000
Temporary Total Disability
10,000
Hospital Cash
2,000
Artificial Appliances
20,000
Medical Expenses
150,000
Funeral Expenses
70,000
Your Premium
KES 5,605
Accidental Death
2,000,000
Permanent Total Disability
2,000,000
Temporary Total Disability
12,500
Hospital Cash
3,000
Artificial Appliances
25,000
Medical Expenses
200,000
Funeral Expenses
80,000
Your Premium
KES 9,407
Accidental Death
3,000,000
Permanent Total Disability
3,000,000
Temporary Total Disability
15,000
Hospital Cash
5,000
Artificial Appliances
30,000
Medical Expenses
250,000
Funeral Expenses
120,000
Your Premium
KES 13,144
Accidental Death
5,000,000
Permanent Total Disability
5,000,000
Temporary Total Disability
30,000
Hospital Cash
7,000
Artificial Appliances
35,000
Medical Expenses
500,000
Funeral Expenses
100,000
Your Premium
KES 20,180
Accidental Death
8,000,000
Permanent Total Disability
5,000,000
Temporary Total Disability
40,000
Hospital Cash
10,000
Artificial Appliances
40,000
Medical Expenses
800,000
Funeral Expenses
120,000
Your Premium
KES 25,228
Accidental Death
10,000,000
Permanent Total Disability
10,000,000
Temporary Total Disability
50,000
Hospital Cash
10,000
Artificial Appliances
50,000
Medical Expenses
1,000,000
Funeral Expenses
150,000
We’ve arranged some options for you below
Option A
Option B
Option C
Your Premium
KES 367
KES 500
KES 623
Accidental Death
50,000
75,000
100,000
Permanent Total Disability
50,000
75,000
100,000
Accidental Death
10,000
10,000
10,000
Medical Expenses
20,000
30,000
40,000
Artificial Appliances
25,000
30,000
35,000
Funeral Expenses
20,000
20,000
20,000
Option A
Option B
Option C
Your Premium
KES 367
Accidental dental treatment
10,000
Permanent Total Disability
50,000
Accidental Death
20,000
Medical Expenses
20,000
Artificial Appliances
25,000
Funeral Expenses
20,000
Your Premium
KES 500
Accidental dental treatment
10,000
Permanent Total Disability
75,000
Accidental Death
30,000
Medical Expenses
30,000
Artificial Appliances
30,000
Funeral Expenses
20,000
Your Premium
KES 623
Accidental Death
40,000
Permanent Total Disability
100,000
Accidental dental treatment
10,000
Medical Expenses
40,000
Artificial Appliances
35,000
Funeral Expenses
20,000
- Terrorism exclusions
- Political violence exclusions
- Excluding dangerous sports
- Excluding mountaineering