hero banner with breadcrumbs imageAchieve stability and
growth with Balanced Funds!Experience the dual benefits of growth from stocks
and stability from bonds with our fund.

What is a Balanced Fund?

A balanced fund is a type of mutual fund that combines stocks (equities) and bonds in a single investment. This blend aims to achieve a balance between potential growth and income generation. Stocks offer the potential for capital appreciation, while bonds provide stability and regular income through interest payments.
Benefits of Our Balanced Fund
  • Regular Income: Receive quarterly distributions of dividends from stocks and interest from bonds.
  • Investment Flexibility: Easily switch your investment between different funds offered by our company to adapt to your changing goals.
  • Accessible Withdrawals: Enjoy convenient and quick withdrawals with options like M-Pesa and EFT. The minimum amount depends on the withdrawal frequency.
  • Cost Savings: Benefit from a decreasing initial charge structure, where larger investments attract lower fees.
  • Ongoing Support: Receive monthly financial statements and access to valuable investment advice from our team.
  • Financial Planning: Set up a Cash Flow Plan to automate regular transfers from your balanced fund to your designated account or other investments within our company.
  • Life Wrapper Benefit: Explore the added advantages of a life wrapper benefit (subject to availability and specific terms)
couple on laptop in homeFeatures of Old Mutual Balanced Fund

Investment as Collateral: Utilize your balanced fund account as security for a loan (subject to approval).

Multiple Access Points: Conveniently manage your account through USSD, web platform, and mobile app.

Diversified Portfolio: The balanced fund invests in a range of medium-risk assets across East Africa, including:

  • Shares (equities) of established companies

  • Bonds issued by governments and corporations

  • Money market instruments for short-term stability

Investment Flexibility: There is no fixed investment term, allowing you to exit at your convenience.

Multiple Contribution Methods: Invest conveniently through direct debit, M-Pesa, cheques, or standing orders.

Free Withdrawals: Enjoy one free withdrawal per month. Additional withdrawals may incur fees.

Recommended Investment Horizon: We recommend a minimum investment period of 3 years to maximize the potential benefits of the balanced fund.

man holding mobile phone Eligibility
  • Minimum initial investment of Ksh 50,000.
  • Subsequent top-up contributions of at least Ksh 1,000.
  • Minimum age of 18 to participate, with no upper age limit.
  • No maximum investment amount.

Start building your investment future today. Contact us to learn more about our Balanced Fund and how it can help you achieve your financial goals.

Man holding laptop TALK TO US If this product is what you've been looking for, get in touch with us.