A one-stop
insurance cover
Concentrate on your business
without added worries.

What is BiasharaSure Cover?

Biashara Sure is a comprehensive insurance solution designed for small and medium sized business enterprises. It offers enhanced benefits from several insurance classes combined into one policy making it cost effective for your business.
What's in it for you?
  • One-stop comprehensive insurance cover
  • Versatile product that guarantees you peace of mind
  • Self rating/pricing product
  • Convenient payment options through M-Pesa/Credit Card/Debit Card/ Cheque
  • Insurance Premium Financing (IPF)
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What is covered?
  1. Fire and allied perils

    Buildings and contents are insured against fire, explosion, lighting, earthquake, riot, strike, malicious damage, Storm, flood-burst Pipes and Impact

  2. Business interruption

    A Loss of Profits Policy protects the income earned by the capital assets of the business. When turnover is reduced because of fire damage

  3. Electronic equipment

    Provides cover against physical loss or damage to all electronic equipment and data media, as well as the increased cost of working resulting from an accidental and unforeseen physical loss or damage to the electronic equipment

  4. Machinery breakdown

    Covers loss due to all kinds of accidental, electrical, and mechanical breakdowns as a result of internal and external causes

  5. Burglary

    Housebreaking or any attempt thereat including damage to the building or contents

  6. Loss of Money

    Provides cover for loss of money in direct transit or on premises including damage to safes or strong room caused by theft or any attempt thereat.

  7. Fidelity Guarantee

    Provides cover against loss of money or other property which the Insured shall sustain resulting directly from one or more fraudulent or dishonest acts of an Employee or Employees

  8. Goods in Transit

    Provides “All Risks” cover to the insured’s property or goods for which the insured is responsible whilst being carried on any vehicle belonging to the insured within Kenya including loading and unloading.

  9. Work Injury Benefits Act

    Provides cover for employees against accidental loss of life or disability arising out of work-related accidents or disease arising out of and in the course of employment.

  10. Employer’s liability

    Provides cover against legal under common law for damages and claimants cost and expenses of litigation in respect of bodily injury by accident or disease to employees arising out of and in the course of their employment directly related to breach of Common Law or Statutory duty.

  11. Political violence and terrorism

    Covers loss of or damage to property resulting from terrorism, sabotage mutiny, insurrection, rebellion, or Coup d’Etat. Strike, riots or civil commotion.

TALK TO US 

Our insurance consultants will be able to find you the right policy at a price that works for you.

Want to know more about BiasharaSure Cover?The questions below will give you more insight into the product.
    • Fire and allied perils
    • Business interruption
    • Electronic equipment
    • Machinery breakdown
    • Burglary
    • Money
    • Fidelity Guarantee
    • Goods in Transit
    • WIBA
    • Employer’s liability
    • Political violence and terrorism

    You can select a minimum of two sections. Fire and perils section is mandatory.

    You can pay through M-Pesa/Credit Card/Debit Card/Cheque

    • ID for individuals/Certificate of incorporation for Ltd company and copy of CR 12 where applicable.
    • PIN
    • Duly filled proposal form
    • Premium payment